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Investments ~ Regular Savings
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There are various investment vehicles available in the marketplace that caters towards saving on a regular basis.
- ISA’s – subject to yearly allowances, an ISA will allow your capital to grow free of income and capital gains tax.
- Unit Trusts – a share in a portfolio which is further pooled with other investors money, is professionally managed by a fund manager. Tax is deducted on capital growth and income payments.
- OEIC’s – very similar in structure to Unit Trusts but are classified as a Limited Company. Shares are purchased in the fund and at any time you can sell the shares back to the fund based on the value of your portfolio at the time of exit.
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